They won't be the ones working outside when the air quality is dangerous from wildfires. They aren't going to be the ones who can't sleep because it is 90 degrees in their home. They won't be stuck in the path of a hurricane without anywhere to evacuate to. They won't be the ones who are left homeless and penniless due to a flood. They won't be the ones who can no longer afford the high prices of food or water. They won't be the ones fighting in wars over dwindling resources. Short of those future resource wars going nuclear, they don't really have to fear climate change the same way the rest of us do.
And if their primary fear of climate change is decreased wealth, it isn't a surprise why that wouldn't be enough for them to sacrifice their current wealth.