Okash is a payday lender with a notorious reputation for unethical business practices in Kenya [1][2]. With respect to this particular product it would be good to know what ethical standards and legal regulations are followed in the countries you operate in.

[1] Borrow from Opesa and Okash at your own risk-DLAK - https://www.capitalfm.co.ke/business/2020/06/borrow-from-ope...

[2] Chinese billionaire behind Kenya’s popular mobile money lending apps - https://nation.africa/kenya/news/chinese-billionaire-behind-...