You have mentioned that you are eating better and exercising more. But what time sinks do you have that could be eliminated or reduced? Most people (at least in America) spend quite a lot of time on just maintaining their personal possessions. I have few personal possessions and it gives me more time for other things. Most people have lots of very inefficient processes in their personal lives and are typically reluctant to consider making changes which would eliminate housework or reduce travel time for common tasks and so on. For example, many Americans have long commutes to work and complain about how negatively this impacts their lives but will not consider moving to shorten the commute. (I know that is a poor example for you since you work from home, but it comes to mind because I find it so baffling. They typically state that they live far away because they don't want work to consume their lives but the net result is that work consumes more of their lives due to the longer commute eating up more of their time.)