Photoshop has 20+ years of development behind it, tons of feature across different domains (UI, photography, animation to print production), cutting edge Visual Computing features.., plus 1TB cloud storage. https://www.adobe.com/plans-fragments/modals/business/modals...
The key word is $45/month for the functionality it provides.
[Disclaimer - NOT A fan of Adobe and trying to get away from the shackles of it.]
I pay for stuff like this all the time at my relatively small (8 people) company. It is a blip on our burn chart, it all gets rolled up into a "doesn't matter" column because the cost of each license per engineer is less than a percent of their salary.
I'm paying Jetbrains full product package for just < $15/mo. Surely Figma isn't providing 3 times more productivity than all of their tools combined.
There's a difference between I can pay and I don't want to pay.