Also, the car market is insane. $40k for a new vehicle isn't really that crazy _right now_ (especially for SUVs and trucks) and some folks are paying more for a used car than a new just to be able to get a vehicle immediately.
> The average new-vehicle retail transaction price in December was a record $38,077, according to J.D. Power.
> That’s the price customers actually pay, after taking incentives into account. The average for trucks is above $40,000, analysts said.
> Light trucks accounted for a record 75.9% share of U.S. auto sales in 2020, up from 71.7% in 2019. In 2012, just eight years ago, trucks were 53% of the total.
https://www.forbes.com/wheels/news/2020-truck-suv-car-sales-...