Yes, and the price difference between the hypothetical quote and the real quote is so big as to make the hypo quote irrelevant. Insurance quotes that don't take your PI are bait-and-switch ploys, not services.

A smart thing to do here might be to figure out a way to do progressive quotes/queries; take the DOB+zip+car information just to start, then let the user decide whether the variance in the results (which will be the best-case ones) merit coughing up more info.