2FA with Cards in India is an OTP (One Time Password) that sends us an SMS Message on our phone. Which means, even if the recurring happens, you still need to have access to the site and then enter the OTP at that time to make it work.
- First charge needs a AFA and it will setup a mandate - Subsequent charges will use that mandate and work without 2FA - Cardholders need to be notified in advance of a debit and be given an option to cancel
What's breaking now for most services is handling the third part