On the flip side I respect your dedication to bike that much thru Dutch winter!
On the flip side I respect your dedication to bike that much thru Dutch winter!
We do have lots of baby boomers in big houses that they heatup just for themselves. My mom has 4 times my heating bill by herself than I have with a family of four. It would solve a lot of problems if the elderly move to smaller houses and leave the bigger houses for families that need them.
A lot of places make that kind of swap uneconomical. From paying capital gains now instead of later, to loss of property tax increase exemptions to loss of property tax deferrals. Some places exempt gains on housing gains but not other gains (kinda a problem if you downsize and take a windfall)…
Many places ignore housing wealth when it comes to social assistance, but include everything else.