Slowing Down, Yes, but to What?

If you want to truly change the housing market, require that the owner of the house lives in that house full time as well. Under this scheme families can own one house, and companies cannot own houses at all. There wouldn't be any rent-seeking at all.

As for private colleges, they are not a necessity, so let them do as they please. Just, maybe, print mandatory yearly statistics about how their graduates are actually doing - that's enough information to tell people whether it's worth enrolling or not.

This is a bit old info but the one I found:

    Experian data shows that, as of December 2016, the average credit limit of a consumer with a Deep SubPrime credit score was $1,834. For consumers with SubPrime credit scores, the average credit limit was $2,645. Consumers with NonPrime credit had an average credit limit of $4,674. Those who have Prime credit scores had an average credit limit of $7,593. And consumers lucky enough to have SuperPrime credit scores had an average credit limit of $11,357. 

That's a _lot_ of months that you're going without being able to put anything else on your CC, since you're only doing the minimum payments.

What do people do then? Get yet another credit card. According to some quick Googling, the average American has about 4 credit cards.

They passed laws that capped the interchange fees of debit cards, which effectively killed debit cards

They passed a law that prevented banks from changing the interest rate on credit cards in almost all cases - effectively forcing banks to charge high interest rates at the beginning, which then drove consumers to pay off their cards each month, so now most consumers are "transactors" (instead of "revolvers").

You now have SUPER HIGH limits (like $50k) for rich people, but they pay them off each month

Your quote states quite clearly that inflation was indeed expected.

At most, the claim was that the impact on inflation would not be permanent, which is a blatant truism. Nevertheless, that is not OP's claim.

And how much of the inflation statistics we're seeing are due to "money printing" (which, by the way, is done by private banks through credit creation, and not the Fed).

Was the spike in inflation due to a rise in prices in (used) cars due to demand-pull inflation of too much money? Or supply-push because of shortage of available stock?

The price of oil (futures) went negative last year and benchmarks like WTI plummeted, so is it any surprises that as people move more the price has rises YoY:

* https://www.cnbc.com/2020/04/20/oil-markets-us-crude-futures...

Shipping costs are over four times higher than the January 2019 baseline:

* https://www.oecd.org/economic-outlook#GDP-growth-projections...

Is money printing the cause of bottlenecks at ports and the shortage of shipping containers?

Folks were saying that (a) we need government cash as a form of disaster relief (née 'stimulus'), (b) this may/will cause a spike in inflation, and (c) this is fine:

* https://www.piie.com/blogs/realtime-economic-issues-watch/in...

Would the US rather have an economy that is "too hot" with inflation or a recovery that falters and people lose their jobs (again)? Some would rather potentially run hot for a little while:

> There are risks both ways. If the Fed waits, inflation might become embedded, and bringing it back down again could be painful — though doable. On the other hand, if the Fed raises rates to head off an inflation problem that proves exaggerated, it could damage the economic recovery in ways that are hard to reverse. (Interest rates are still very low, so there would be little room for cuts if the economy weakens.)

> So wait-and-see looks like the prudent thing to do. I think current inflation is transitory, but I’m not sure. I am, however, confident that tightening monetary policy based on what we know now would be a big mistake, because the risks of moving too soon and moving too late are highly asymmetric.

* https://www.nytimes.com/2021/10/15/opinion/us-economy-inflat...

* https://archive.is/V3KWI

OP's claim was "Take note of all the "economists who suggested last year that printing tens of trillions of dollars will not result in inflation or recession".

Your own quotes state quite clearly that inflation was expected.