Slowing down the correction?

I had 40K taken by US Bank last year...365 days have passed and they're still coming up with excuses as to why they can't disburse that amount to me.

Thank god that I had the insight to start a savings account at a Credit Union about 10 years ago, and moved half of my paychecks there via direct deposit.

I now keep cash in a safe (what safety am I getting keeping that cash in a CD at .05%?) as my savings account.