The difference between cars is that cyclists - as a general rule - totally ignore any rules. Pedestrian crossing? Pah! Rules are for others! Instead scream obscenities at the pedestrian as you weave past and around them (at <10cm distance) for having the temerity of slowing you down when they are legitimately crossing the cycle path. A cyclist was recently prosecuted in London for killing a pedestrian when they drove into them at high speed after shouting at them to get out of the way failed to work... There must be loads of other non-fatal collisions that don't make the news
TL;Dr - During in rush hour it can be hard to cross the cycle lanes, but roads are fine. Cars generally do not try to "go around you" at very close distance when you are a pedestrian, but cyclists do.