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> After that, I will retire and move to a cheaper area.

Some people don't treat their social network as fungible and want to grow old next to their friends and family.

Sometimes buying makes sense as well. The NY Times has a good calculator for this. In my case, rent is so expensive in my city that buying and building equity was higher EV than keeping my cash in investments.

YMMV.

>want to grow old next to their friends and family.

That's exactly what I am gonna do.

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