Because simply putting my finger onto the trackpad may trigger a click when I only intended to move the cursor or even just rest my finger. Leads to unintentionally following links or dragging things around.
For example, I haven't heard of similar arguments for a phone's touch screen, probably because you don't rest your thumbs on the screen itself.
Sure, I could train myself to not do that if I really needed to, but the thing is that I don't need to since I can turn off tap to click.
I'm not sure why phones are different here though. This isn't something I've been conscious of. Maybe it's because the thumb's natural position when holding a phone is to actually hover above the screen? Or maybe touches just register differently enough on a phone that it's not a problem?