While we're on the topic of processing credit card payments, anyone have recommendations for processing monthly subscriptions online? (Merchant account and gateway). Similar to this article, there are many hidden and weird pricing schemes.
I know it gets a lot of stick, but I'm a fan of PayPal. Yeah, once in a while, you hear horror stories, but by & large, I've had only positive experiences. Their site sucks but their API is responsive, predictable, reliable & generally well documented.