I'm no fan of Microsoft, but a vanilla Windows 10 install isn't very bloated imo. Did you perhaps start with an image provided by the laptop vendor? It's not Microsoft's fault that they're usually full of trash.
I'm in the US, but yes whenever I select the image to download I do pick the N version.
All the windows computers at the computer shop ship with bloated 3rd party crap. Except the apple computers. It’s also not Google’s fault that most android vendors don’t support old devices for long. Or Linux’s fault that hardware vendors make linux drivers an afterthought.
As a consumer, I don’t care why any of this happens. I just want the things I buy to work properly.
I should definitely have the option to turn this crap off if I want to - without needing a 3rd party program like little snitch to do so.