> and the transfer must complete in less than 90 seconds […a]nd frequently those transfers are also free.
From what I hear in Germany, instant transfers always cost extra unless your bank account has a high fee. But that might just be us.
From what I hear in Germany, instant transfers always cost extra unless your bank account has a high fee. But that might just be us.
I have been reading about instant transfers and I think the banks don't have to pay for individual transfers, they pay a fee for being part of the SEPA system. If that is correct, then every cent you bank charges you for an instant transfer goes directly to their pockets.