I hope this post doesn't come across as a brag as it's not meant to be, being arrogant about security only ends one way after all...
I published this because I want to be open about how we do these things, because I think we safely can be and it shows that we care and don't just pay lip-service to security
If you'd like to show us up for our security though, please do peek at our HackerOne program. I'm a program admin on it and I'd love to read more interesting reports https://hackerone.com/monzo <3 (I know it doesn't have a paid bounty yet, I'm advocating for it)