Do you have something to the contrary, or is this just a hunch?
It appears from a casual read of spy-versus-spy sort of documents, like tell-all books or dramatic movie scripts, that "false flag" is a standard play, since forever. Second, mysterious enemies that speak in unintelligible tongues, are the perfect cover for any institution failing its own constituents.
My experience in life is that money people are attracted to money jobs which then handle money with imperfect rules. Experience also says that business is often a dog-eat-dog world where company loyalty is repaid with termination or lower wages. When confronted with the dichotomy of "thats just business" alcohol and pain-killer abuse are common responses of an injured individual. Multiply that by thousands and mortgage pressure, kids college pressure, or just skid-row entrance behavior, and you get "corruption"
creative examples from the 2000s when aforementioned mortgage fraud ran like fire through the USA: a middle-aged immigrant meeting discreetly at a restaurant, discussing with a colleague a long-term siphoning and fraud scheme, gets back into their mid-range luxory car and goes to their suburban home in the USA; an alcholic single-mother forges a few signatures while on ordinary day duty with no one watching; an up-and-coming sales guy with a sports background wants to "level up" on their property purchase next year.
I do understand that non-US people, non-English speaking people, do run blatent scams. I myself have caught a PHP hook script on a server I ran, which pullled from some Bulgarian hacker board, an infection via a single ID number, like a menu. Of course that is true! but I object to fueling prejuidices by nationality, of people.. human beings.
Most humans are innocent of all of this activity. Yet, almost every single Western adult must have money in an account somewhere. The fundemental divisiveness of the Western monetary system, now under pressure from lockdowns, retirement and health problems, appears to me to be reaching East Germany levels, and I object to wholly and readily attributing this to "outsiders"