I have two Instagram accounts: one where I post things about me, other where I post things about this sport I practice. I lost the password for the later account, it was a nightmare to recover. The two factor SMS code would never come. When it would come, the app reported an error. I had to battle the app and the web platform for 2 days in order to get my account back. I cannot imagine the kind of hustle it would be if it was stoled.