I am bald, not totally but enough to shave my head. I would love to have simple solution for this problem. And I would pay gladly a lot of money if this would be a one time thing. Or let's say every coule of years. But I have seen friend having his hair transplanted, it is not much hair in one sitting. And after one year of growing that hair, for me it is like meh, I wouldn't bother. He does not take pills as far as I know. To have a good enough hair, you need to have couple of very unpleasant transplantations and take pills with side effects for a long time(maybe for ever). For me it is not worth the hustle at all. So while I passively lurk for better treatment I shave my head 2 times a week and don't waste energy on thinking what if. I know some people have big mental problems considering hairloss. I am glad I can grow a beard and I am tall, so it does not make me look bad. It is just a different look. There is a lot of baldness acceptance videos going on during this pandemic, for example bald caffe on youtube. I think it can help a lot of people deal with issues. So, not a problem of money but it is a hustle to get it done right.

This has nothing to do with your original assertion that the lack of cures for male pattern baldness is due to a lack of health problems associated with the condition and not because it remains an intractable problem with hack treatments that have only recently become moderately suitable.