My bitcoin wallet isn't looking to trap me in a cycle of debt[1] if I run low on money; most banks are. My bitcoin wallet is auditable down to first mathematical principles, and will never steal my identity[2], create accounts in my name without my knowledge[3], etc. Nobody can cancel my access to my wallet because I said something politically incorrect[4] or because I tripped some opaque anti-fraud system.[5]
Banks are, as institutions normal people are expected to deal with at least, inherently exploitative and lack accountability.
[1]: https://www.cnbc.com/2021/10/20/overdraft-fees-hit-another-r...
[2]: https://abcnews.go.com/Business/bank-tellers-increasingly-in...
[3]: https://en.wikipedia.org/wiki/Wells_Fargo_account_fraud_scan...
[4]: https://nypost.com/2019/05/25/jpmorgan-chase-accused-of-purg...
[5]: https://www.reddit.com/r/paypal/comments/niwiu1/paypal_took_...