I didn’t screw around on YouTube but I did get banned from YouTube for some odd reason last month.
The rest of my google account is still working.
You’re right though. I had this HUGE sinking feeling for the initial moments when realizing what had happened. Regretting not having moved my Gmail away yet and so on.
This is still a huge risk. Maybe if whatever YouTube trip I ran over was more severe, my entire Google account would have been banned.