let me guess: you live somewhere where winter is 10C with occasional rain? nordic winters are brutal - riding a bike in winter is suicidal
Riding a bike in Finland seems to work just fine, given decent infrastructure. (Where "given decent infrastructure" is a constraint for practically any vehicle).
This is what the roads looks like in the rural areas during winter https://www.google.com/search?q=maantie+talvella&source=lnms...
Rain is even worse than snow by the way. Wind is also killing. But if it was a snowy day with not much wind, cycling is actually fun.