I upvoted because it's spot on. Those are exactly the drivers to get seriously rich. And you spotted me. I don't need to be rich or drive a lambo.
Need for fuck-you money comes from a couple places, that I've seen:
* Dad was abusive, always put you down. You never felt good enough, you
need to prove you're better than him. I had this. My brothers had it. One of them makes $3M a year and desperately tries to use it to impress our father. I guess watching that act made me realize that's a fuckin futile way to spend your time.
* You had some other form of humiliation, maybe you're short or ugly, girls don't give you the time of day. (I'm short and not terribly attractive - girls like me well enough if we get talking, and I always play poor on dates, although I pay for things. I never, ever want someone to like me more because.. [edit] double edit here. At my ultra-rich brother's wedding, his wife stood up to give a speech and she said:
" I always thought [brother] was short, but I realized he was a lot taller when he was standing on his wallet! "
Needless to say, they got divorced and he's still paying for it ).
Just since we're speaking very bluntly. I found that when I'm single, I can usually meet a girl if I stick around somewhere until the end of the night. But I usually don't do that unless I'm starving. So you're exactly right, having the focus and having the need are two different things.
The only place where I personally think you're wrong is your overall pitch - "don't be this guy [noduerme]" - to young fellas that think getting rich is the end-all. Like said, if I needed it enough, I'd spend my time trying to get fuck-you money and be rich by those standards. But proving the size of my dick just isn't something I need to do, know what I'm sayin? And funny enough, that blase attitude I've developed about it really fucking pisses off the ultra-rich people in my life.