As an example: your driving home on a cold night, and you want to turn your heating on to preheat the house before you get home.
Usually, it's only a matter of time before insulation pays for itself, the time being roughly a decade. Still, people would rather limp along rather than fix it up.
Generally speaking (but it depends greatly on the specific home thermal properties and on the kind of heating or AC you have) it is usually less energy intensive to keep in winter your home at a certain temperature (lower than normal but not too lower) than to switch off completely heating and then when you get home boost to the wanted temperature.
You don't need the internet, nowadays the equivalent would most probably be something like :
Or a tad bit more risky, you could email it.