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https://www.hsbc.com.hk/ways-to-bank/phone/voice-id/ HSBC Hong Kong allows you to use your voice to log in to phone banking without a PIN. What could go wrong.

HSBC everywhere pushes it "for security". This has been insecure since the invention of the tape recorder. HSBC, not even once.

I refuse to accept the terms for Schwab's 'voice authentication' it asks me to every time I login.