> On x86 PCs, you can usually download a BIOS image, but to flash it you need hardware tools on most computers.

Even then, it isn't always obvious how to write that image to flash. Sometimes you get lucky and the downloadable BIOS is a full image of the serial flash chip, but sometimes it's a delta update, or the flash chip contains other data (like configuration) which isn't part of the public image.

And even then, there's a ton of other updatable firmware in a typical PC that isn't part of a BIOS update -- most video adapters and network devices will have at least a small flash chip on board, which may not be repairable at all if it's damaged.