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It looks like creditkarma loves, loves, loves to check this data. Except for the bank holding my mortgage only credit karma has checked it. I'm OK with the bank checking, if this system exists clearly bank handing out 1 million should be allowed to access it (my preferred outcome would be the system did not exist, or if it did be run by the government who already have all the data.

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It's not just you -- CreditKarma checked my credit monthly for a long time in 2019-2020, until I changed addresses. I have never used a CK product. Obviously it's too late now to do anything about it but the existence of this site and the fact that Equifax is still in business makes me incredibly irritated.

A lot of consumer banking products have CreditKarma integration by default as a perk or for your "convenience". Digging through one of my checking account's apps shows that there are credit score previews with a button to activate CreditKarma and receive detailed credit breakdowns. I'm guessing that credit preview is provided by CK and not my bank, given the CK branding.

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