There are a lot of people blaming federal loans for the inflation in college costs, however, private secondary school (high school) tuition has also grown at a comparable rate (maybe even faster). There are not, to my knowledge, federal loans for private secondary schools. Does anyone have an explanation for this?

Edit: clarified that private secondary school = private high school. Of course federal student loans are available for accredited private colleges/universities.

Not sure the reliability of this source but the trend is there across sources: [0] https://educationdata.org/average-cost-of-private-school