I lived in California and I was appalled at the monstrous energy waste: houses are generally made pretty much from cardboard. You need to cool them in summertime and heat them in wintertime, and the energy expenditure is enormous.
I now live in Poland and have recently built small homes that are similar in structure to the ones in CA: wooden frame, drywall inside. But the ones here have walls that are 25cm thick because of insulation (mineral wool) and use advanced modern membranes as well. Together, these things do wonders, and maintaining warmth in wintertime using a heat pump (AC) is easy and doesn't cost an arm and a leg.
In other words, you can get 80% of the benefits with 20% of the effort — just design thicker walls with insulation and use modern materials.