This is not correct. The effects of inflation on spacetime geometry are a form of "gravity" as far as GR is concerned. They're just not a form of "gravity" that you could ever get out of the Newtonian approximation.
So thinking of gravity as a Newtonian "attraction over infinite distance" doesn't really work in GR, but neither does thinking of it as a "force" with a finite range. It works differently from either of those.
At some range, any field will decrease to below thermal noise of medium.
Is there some mass-distance(-velocity?) function that defines the alternative fates? Where below some threshold, things are fated to merge and beyond which ...not so much.
I am pretty confident all the mass on the earth would be expected to end up together, and would be comfortable imagining that theoretical planets on opposite sides of the observable universe may never merge but what is the transition point? the solar system? the milky way? the local group?