vaccines do protect you from the virus, they don't protect you from an overloaded health care system because others decided they didn't want to get vaxed.
> Hospitals are also incentivized to inflate the issue of shortages to get more funding.
That's a conspiracy theory which has no supporting evidence — which is highly unlikely given how many thousands of people would have to be keeping it perfectly secret — and it doesn't fit with how the American medical system works. Hospitals have been reporting significant financial stress because they make most of their money from the elective procedures and other higher-profit treatments which are being canceled due to COVID-19 overload.