Your credit card company knows about these purchases already. What does does linking it to your search history make different?
As an extreme example, imagine using just random data. Any pattern you look for will occur sooner or later in pure random data. The rarity of the pattern is offset by the amount of data you generate. More data -> more patterns. That doesn't mean the incidence of the real thing increased at all.
Anything which is self-detrimental is likely to be part of the signal, not the noise.