That muddies the water, IMO. We do experience reality directly: our nerve endings do. The next step is processing, which is somewhat mediated by low-level expectations. This takes place at sub-conscious levels. Conscious perception comes much later, and is obviously more filtered. To call it a hallucination is word play.
Additional examples of this include the non-perception of the visual blind spot, how the brain fills in details in the middle of saccades, and how task-specific training causes perceptual differences (eg, thrown baseballs look bigger to professional batters).
Depending on how you define "reality" we only experience a tiny subset of it. We can only see/hear/touch/smell/taste a very restricted universe, only what our "antennas" can detect. In fact I would argue that we experience close to 0% of all of reality. On top of this extremely restricted input our processing of it is imperfect which means some of what we experience has nothing to do with reality.
And in the context of hallucination, what we can't experience doesn't matter.