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Comment by throwaway6326 | Hacker News Reader

I use USAA which has a web interface, a mobile web interface, an iPhone app and an Android app.

It's fantastic to be able to deposit checks by taking a picture of both sides instead of driving someplace, or throwing something in the mail.

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Assuming you aren't just spamming on behalf of USAA, or even if you are: can any USAA customer deposit checks by taking a picture of both sides? I thought that was only if you had some sort of connection to the US military, no?

Yes, you can deposit checks by taking pictures. (I'm not the throwaway account above, but I do have a USAA account through my father-in-law, who's retired Navy. And yes, you need a US military connection to get an account there.)

Personally, I deposit checks via my scanner, but that's just because I don't have a smartphone. But I don't vastly care, because I deposit a check about... once every three months?

(The flip side of USAA is that they have no branches, if you ever need to talk to a human in person. Phone support, yes, in spades; branches, no.)

I have no military connection, but I have a USAA account. My understanding is that the check-deposit-via-photo feature is only available to customers with US military connections, but I'm looking for confirmation of that. (The USAA website is vague about the details.)

I use Alliant Credit Union, and they allow deposit of scanned checks online. I have used my phone to take the pictures before, and they were accepted.

If you're going to spam the thread with USAA recommendations you could at least avoid using a throwaway account and do it openly so that we can see your motivations.

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