I had a similar urge in Retro Bowl but it wasn't based on my impression that I was being "trapped" into failure unless I spent cash so much as that's what legitimately happens when there's a finite game clock. The Green Bay Packers for example, can absolutely take up the last 9-10 minutes of the game in real life leaving you with 30 seconds for a hail mary strategy. That's a real life pressure that I felt in that game where the CPU has the ball and the lead.