What if someone don't use Messenger? Venmo/Paypal are still the most popular options in my circles, largely because they are not tied to any specific platform.
It says it works across WhatsApp, Instagram and Facebook. What are the chances of someone having none of those?
We do exist! Never had WhatsApp or instagram, deleted Facebook more than a decade ago.
100% for me!
I'm a 100%, and so's my wife.
Since they're all owned by a company with an extremely polarizing public opinion, I imagine the reasons someone might not use one of them would likely double as reasons not to use the others, either.