That's where my grandparents are right now. They retired in their early 60s, and they have a solid income between ss, pension, and 401k, but their healthcare takes up more-and-more of that money and they still struggle with their health. And just what have they done with their 30-odd years since they retired? They didn’t travel, pick up new hobbies, or finish their educations.

Retirement isn’t my goal. I want to work full-time until my late 70s, and die in my early-to-mid-80s at the latest. In the meantime, I’ll spend my money flying, traveling, and on my apartment and a fast car.