to the point where large institutions are betting millions and billions on being a layer-2 player on it.
& if Ethereum isn't the "winner" at the "end", it'll be an Ethereum Virtual Machine compatible implementation.
like the "networking system that interoperates between all devices in the world", Ethereum is the next "agreed upon" frontier that can enable all of these things,
already is,
and that you may be lacking imagination as to what it could offer us to have that consensus.
A global, public, decentralized enough (not controlled by one nation-state or group, for better or for worse) settlement layer.
Why are MasterCard and Visa looking to settle on it if it's just me looking to solve the library room thing, like an egg looking for its chicken?