Think about who would want to spy on you, what they'd want to know, and how much they'd be willing to spend to know it.
If the most they could get out of you was a few thousand bucks from your bank account and maybe your email password, you're probably in the first category.
On the other hand, if you have access to highly confidential information (think classified government info or you're literally working on the next iPhone) or are the type of person who makes enemies of spoiled rich oligarchs in despotic nations then you're probably in the second.