Does that feel like freedom to you?
- whether the consequences are appropriate
- whether they are natural, a side effect of intervention, or direct consequence of intervention
For example, if you criticise the king of Thailand while in Thailand or as a Thai person you will have committed the crime of lese-majesty and can get you 15 years per instance. If we apply your principle of that being an example of freedom for which "you just have to accept the consequences" then we have learnt nothing and provided nothing of worth. If, however we ask whether that is appropriate and whether it can change (it is a direct intervention so it can) then we can assess it.
That clearly does impact freedom, as does the bank deciding not to serve a customer that is running a Tor node. How is it their business anyway? What impact does running a bridge have on them? Regardless, let's say it was an exit node and the OP was accessing bank services via their own exit node - do they not authenticate the customers accessing their accounts?
Its sort of like how you were free to do anything you wanted in the soviet union, you just had to accept the consequences that if you do something the state doesn't like you will end up in the gulag.
Everything in life has consequences. You have to weigh them.
You do have some relative, qualified freedoms from government interference.
However, its entirely possible to still be quite restricted in your speech as a practical matter under american style "freedom of speech". For example, rightly or wrongly, parlor had trouble obtaining services. The government didn't interfere, but as a practical matter they probably had more trouble getting their "mesage" out than opposition groups in countries without freedom of speech that could more easily rely on international resources.
And that's not neccesarily a bad thing. America has identified freedom of speech as a sort of fundamental good - so instead of being truthful about it being a qualified right, seem to instead try to redefine the term so that anything not covered by by first amendment isn't "true" freedom of speech.
After all the saying goes: "I disapprove of what you say, but I will defend to the death your right to say it" not "I disapprove of what you say, but I will defend to the death your right to be free from government interference in saying it". There is much more to freedom of speech than just what the first amendment covers.