Does anyone think owning a truck causes you to get DUIs or that having DUIs causes you to buy a truck?
I think a dude buying a pickup truck they don't need, and a dude deciding to drive drunk have strongly overlapping areas in the venn diagram.
Living in a rural area makes you more likely to own a truck and more likely to drive to the bar compared to someone in an urban area who can walk, take an Uber, public transit, etc
Insurify.com more interested in actuarial stats than academic scientific inquiry?