My advice is go with Colab Pro ($50/mo) and TensorFlow/Keras. You can go with Pytorch too if you prefer.
I made the mistake of buying a 2080Ti for my desktop thinking it would be better, but no. Consumer grade hardware is nowhere near as good/fast as the server grade hardware you get in Colab. Plus you have the option to use TPUs in Colab if you want to scale up quickly.
You really don't need to get fancy with this setup. The best part of using Colab is you can work on your laptop from anywhere, and never worry about your ML model hogging all your RAM (and swap) or compute and slowing your local machine down. Trust me, this sucks when it happens, and you have to restart!
As for your data, you can host it in a GCS bucket. For small data (<1TB) even better is Google drive (I know, crazy). Colab can mount your Google drive and loads from it extremely quickly. It's like having a remote filesystem, except with a handy UI and collaboration options, and an easy way to inspect and edit your data.