It’s not only the owner of the car dying. It’s also the passengers who may or may not have had a say in the decision. Never mind the cost to society as a whole from medical bills resulting in these preventable injuries, the psychological trauma for survivors/witnesses, or the effect of orphaned children growing up without parents.

I'd say you're dead wrong here - just look at the pushback against seatbelts when the laws were introduced. Look at the devices on sale, today, to defeat seat belt alarms.

Regarding your second point, that's also objectively incorrect. When accidents happen, passengers, especially backseat passengers, become projectiles that cause additional injuries or excess deaths for other occupants. It's not just the dude not wearing a seatbelt dying, it's also the people around them.

Don't you worry, if we keep using the planet like we currently do, and like you do by saying you don't give a shit, then we'll all die soon enough because of our lack of respect for our environment — lack of access to clean water will hit loads of people in the coming decades.

Either that or we come up with laws that keep us competitive without destroying everything around us. I hope that's what Europe will do and I will support regulation that takes a tiny bit of comfort away if it makes us more resilient in the face of climate change and geopolitical difficulties.