To be honest I am seriously considering a move to say South America. Even if we don't end up in a hot war, the persepectives for freedom in Europe are very bleak.
Good example of cheap talk / revealed preferences. Don't bother with this comment until you have actually moved.
Emergency fund should be approx 6 months salary, both easily accessible AND reliable. With the amount of apps refusing to serve customers money and crypto nutjobs manipulating the market, BTC is neither.
I'm in the UK, so I have a 50/50 split between a regular bank account and premium bonds. Once I hit that 6 month salary between the two, it's a split (80/20 as I'm younger and more risk tolerant) of whatever I have leftover every month between a global index fund, and UK GILTs.
Simple, no worries, and basically everything I've seen reccomended since the 1950's.
Also, many of them have serious problems with crime. Depending on what freedom means for you, and the importance of economic stability, i don't think South America is a good idea.
Do as you say and you’ll find yourself the target of a gang retaliation. You plan on packing automatic weapons? You going to kill ten people? Even if you do it in self defense, you’ll get killed in jail while awaiting trial.