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How big should an emergency fund be? In my case it would be so small that even inflation wouldn't justify having it somewhere that is not my savings account.

Everything that is not an emergency fund is in stocks/etfs.

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3 months essential expenses is the standard advice for emergency cash fund size

First try saving $1000. Then after that. go save for what ever your total expenses are for 3-6 months. It should be in an account that you can quickly get to. Not in stocks. Just a plain old savings account works.

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