It's very recent, wich is the point of my post, we lost so much time with meaningless things
[1] See first two sentences here:
https://www.cbc.ca/news/science/new-credit-cards-pose-securi...
And you still can't use your phone, a joke this system is
But again, outside of the US it isn't. Contactless payments have been common in Europe and had widespread usage for a decade. Chinese and European adoption was pretty similar.