Has anyone had luck with this route? I went through the process and was unsatisfied.
CFPB sends the complaint and then the company self reports that they didn't do anything wrong and then the complainer has a chance to say they disagree.
I don't think they intend to resolve specific issues. They seem more like a trendspotter than solutionist.
It's a circuitous path to the solution of get a lawyer. With CFPB, you are basically doing volunteer work for the government, which is fine and possibly noble, but not what you probably set out to accomplish.