The first generation have the lowest mass, and there are interactions between generations. Since physical systems like to explore the local energy space and find the lowest one, it follows that more energetic systems will quickly stabilize to lower energy configurations.
You might rightfully have two follow up questions at this point:
1. Why do the first generation fermions have the lowest mass?
2. Why do physical systems like to find the lowest energy configuration?
I don't believe anyone has the answers to those - so far as we can tell this is just the way the universe is. Maybe some day someone will figure out why.