>In fact, a hypothetical student debt forgiveness event like GP was discussing would punish those who responsibly paid off their student debts relative to similar-earning classmates who did not.

Punish how? This word keeps being used but it does not fit any definition of punish I'm familiar with. I'm not being obtuse.

Some background of where I'm coming from: Worked 40+hrs/week for $7.25 to $10/hr from 2005 to 2009 to get a four year degree from a state school. Graduated with $35,000 in student loan debt myself and about $20,000 in debt through Parent Plus loans. My parents sent me some money for rent on occasion, but overall -- that's how I di it.

I also paid off all my student loans, and my parent plus loans.

If someone graduated with $100,000 debt because they partied all the time, didn't work, and tomorrow Biden just gave them a tax-free forgiveness....

I am not punished by this. At all. It has no impact on my life whatsoever. I made the best choice I could make with my circumstances, and I paid off my loans because at the time that was the best way to secure my future. The day before the party-guy got his $100k write-off and the day after, I wake up in the same house, with the same car, with the same job, with the same spouse. My life doesn't change at all.